Time Saving Services!

PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member/owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates!

Win 0% APR on your PPCU Loan! 

Pay absolutely no interest on your loan if you're a winner in our monthly 0% APR* drawing.
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New for Young Adults! 

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Get a rate discount on your next loan 

Save even more off our low rates with a .25% APR* discount on your next loan when you have a PPCU Free Checking Account with direct deposit.
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We can answer your money management questions 

Have a question about money, debt or credit management? Call Balance at 888-456-2227 for professional and confidential money management information and counseling. It's free of charge for PPCU members.
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Use your Debit MasterCard at 7-ElevenĀ® ATMs free of charge 

Now you can get cash when you need it at any 7-Eleven ATM machine nationwide without any surcharge.
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Become AutoSMART 

The leading auto buying resource for credit union members. Research, get quotes, compare, and get financing. Visit site.

Current Rates

New Auto Loans
4.25%APR
Used Auto Loans
4.25%APR
Line of Credit
8.49%APR
VISA
6.99%APR
Personal Loan
8.99%APR

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

Apply for a Loan

Get a loan for almost anything!
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Have a question about money, debt or credit management? Call Balance at 888-456-2227 for professional and confidential money management information and counseling. It's free of charge for PPCU members.


More information

Early delinquency Intervention: Saving your home from foreclosure

There are many reasons homeowners face difficulty in making mortgage payments. Click here for information.