Consumer Loan Rates
Rates effective April 16, 2008.
Receive .25% APR discount off the quoted rates if you have an active checking account with direct deposit. Discount does not apply to the 6.99% Visa card and Mortgage loans.
Loan Types/Terms |
APR*
|
Maximum Limits |
|
VIP Plus Line |
|
|
|
60 Months |
8.49% |
$10,000 |
|
Personal Loan |
|
|
|
60 Months |
8.99% |
$15,000 |
|
Personal Loan for Young Adults age 18-24 |
|
|
|
36 Months |
9.99% |
$1,000 |
|
Computer Loan for Young Adults age 18-24 |
|
|
|
up to 36 months |
9.99% |
$1,500 |
|
Overdraft Line |
|
|
|
Revolving |
10.99% |
$2,500 |
|
Classic VISA |
|
|
|
Revolving |
6.99% |
$10,000 |
|
Revolving |
9.99% |
$10,000 |
|
Secured VISA |
|
|
|
Revolving |
9.99% |
$7,500 |
|
Young Adult VISA |
|
|
|
Revolving |
9.99% |
$1,000 |
|
Share Secured |
|
|
|
120 Months |
3.99% |
100% of shares |
|
|
||
*APR=Annual Percentage Rate. All loans subject to credit approval. Actual rate offered is determined by your credit profile and may be higher. Rates and program availability are subject to change. Maximum rate discount is .25% APR per loan.
Current Rates
Postal and Civil Service Employees
PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.
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