Savings and Investment Rates
Rates effective May 6, 2008
Rates and program availability are subject to change. Please check with your local branch.
Savings Program |
Minimum
|
Rate |
APY |
|
Regular Share |
|
|
|
|
$0.00 - $99.99 |
|
0.00% |
0.00% |
|
$100.00 - $999.99 |
|
1.00% |
1.01% |
|
$1,000.00 - $4,999.99 |
|
1.25% |
1.26% |
|
$5,000.00 - + |
|
1.50% |
1.51% |
|
Young Adult "One Pack" Savings Account |
|
|
|
|
$0.00 - $1,000.00 |
|
7.50% |
7.71% |
|
$1,000.01 - $4,999.99 |
|
1.25% |
1.26% |
|
$5,000.00 - + |
|
1.50% |
1.51% |
|
Trustee Shares |
|
|
|
|
$0.00 - $99.99 |
|
0.00% |
0.00% |
|
$100.00 - $999.99 |
|
1.00% |
1.01% |
|
$1,000.00 - $4,999.99 |
|
1.25% |
1.26% |
|
$5,000.00 - + |
|
1.50% |
1.51% |
|
Custodial Shares |
|
|
|
|
$0.00 - $99.99 |
|
0.00% |
0.00% |
|
$100.00 - $999.99 |
|
1.00% |
1.01% |
|
$1,000.00 - $4,999.99 |
|
1.25% |
1.26% |
|
$5,000.00 - + |
|
1.50% |
1.51% |
|
Checking Account |
1.00 |
1.00 |
|
|
IRA Certificates |
|
(All periods of investments are 365 days) |
|
|
Contributary IRA |
$1,000 |
4.75% |
4.84% |
|
Conduit IRA |
$1,000 |
4.75% |
4.84% |
|
Spousal IRA |
$1,000 |
4.75% |
4.84% |
|
Rollover IRA |
$1,000 |
4.75% |
4.84% |
|
Transfer IRA |
$1,000 |
4.75% |
4.84% |
|
IRA Shares |
4.50% |
4.58% |
|
|
IRA Rollover Shares |
4.50% |
4.58% |
|
|
Spousal IRA Shares |
4.50% |
4.58% |
|
|
Holiday Shares |
1.00% |
1.01% |
|
|
IRA Share Direct Transfer |
4.50% |
4.58% |
|
|
Conduit IRA Shares |
4.50% |
4.58% |
|
|
Daily Share Account |
|
|
|
|
$0.00 - $999.99 |
|
0.00% |
0.00% |
|
$1,000.00 - |
|
2.87% |
2.90% |
|
Money Market |
|
|
|
|
$0.00 - $2,499.99 |
|
0.00% |
0.00% |
|
$2,500.00 - |
|
2.62% |
2.65% |
|
Scottie Savers |
|
|
|
|
$0.00 - $99.99 |
|
0.00% |
0.00% |
|
$100.00 - $999.99 |
|
1.00% |
1.01% |
|
$1,000.00 - $4,999.99 |
|
1.25% |
1.26% |
|
$5,000.00 - + |
|
1.50% |
1.51% |
|
Silver Express |
|
|
|
|
$10,000.00 - + |
|
4.55% |
4.65% |
|
CD Rates |
|
|
|
|
$2,000 |
3 months |
3.67 |
3.72 |
|
$2,000 |
6 months |
3.47 |
3.52 |
|
$2,000 |
1 year |
3.27 |
3.31 |
|
$2,000 |
2 years |
3.17 |
3.21 |
|
$4,000 |
3 months |
3.77 |
3.82 |
|
$4,000 |
6 months |
3.57 |
3.62 |
|
$4,000 |
1 year |
3.37 |
3.41 |
|
$4,000 |
2 years |
3.27 |
3.31 |
|
$6,000 |
3 months |
3.87 |
3.93 |
|
$6,000 |
6 months |
3.67 |
3.72 |
|
$6,000 |
1 year |
3.47 |
3.52 |
|
$6,000 |
2 years |
3.37 |
3.41 |
|
$10,000 |
3 months |
4.17 |
4.24 |
|
$10,000 |
6 months |
3.97 |
4.03 |
|
$10,000 |
1 year |
3.77 |
3.82 |
|
$10,000 |
2 years |
3.67 |
3.72 |
|
$20,000 |
3 months |
4.27 |
4.34 |
|
$20,000 |
6 months |
4.07 |
4.13 |
|
$20,000 |
1 year |
3.87 |
3.93 |
|
$20,000 |
2 years |
3.77 |
3.82 |
|
$50,000 |
3 months |
4.37 |
4.44 |
|
$50,000 |
6 months |
4.17 |
4.24 |
|
$50,000 |
1 year |
3.97 |
4.03 |
|
$50,000 |
2 years |
3.87 |
3.93 |
Current Rates
Postal and Civil Service Employees
PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.
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