credit union

Savings and Investment Rates

Rates effective October 28, 2014

Rates and program availability are subject to change. Please check with your local branch.

Savings Program

Minimum
Balance

Rate

APY

Regular Share

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - +

 

0.10%

0.10%

Young Adult One Pack Savings

 

 

 

$0.00 - $1,000.00

 

2.75%

2.76%

$1,000.01 - +

 

0.10%

0.10%

Teen Pack Savings

 

 

 

$0.00 - $499.99

 

2.75%

2.76%

$500.00 - $999.99

 

2.50%

2.51%

$1,000 - +

 

0.10%

0.10%

Trustee Shares

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - +

 

0.10%

0.10%

Custodial Shares

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - +

 

0.10%

0.10%

Checking Account

 

 0.10%

 0.10%

IRA Certificates

 

 

 All periods of investments are 365 days

Traditional

 $1,000

1.0%

1.0%

Roth

 $1,000

1.0%

1.0%

Coverdell Education Savings

 $1,000

1.0%

1.0%

Conduit IRA

 $1,000

1.0%

1.0%

IRA Shares

 

 

 

Traditional

 

0.50%

0.50%

Roth

 

0.50%

0.50%

Coverdell Education Savings

 

0.50%

0.50%

Conduit IRA

 

0.50%

0.50%

Holiday Shares

 

 0.0%

 0.10%

Daily Share Account

 

 

 

$0.00 - $999.99

 

0.00%

0.00%

$1,000.00 -

 

0.12%

0.12%

Money Market

 

 

 

$0.00 - $2,499.99

 

0.00%

0.00%

$2,500.00 -

 

0.15%

0.15%

Scottie Savers

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - +

 

0.10%

0.10%

Silver Express

 

 

 

$10,000.00 - +

 

0.30%

0.30%

CD Rates

 

 

 

$2,000

 3 months

0.22%

0.22%

$2,000

 6 months

0.25%

0.25%

$2,000

 1 year

0.35%

0.35%

$2,000

 2 years

0.55%

0.55%

$4,000

 3 months

0.27%

0.27%

$4,000

 6 months

0.30%

0.30%

$4,000

 1 year

0.40%

0.40%

$4,000

 2 years

0.60%

0.60%

$6,000

 3 months

0.32%

0.32%

$6,000

 6 months

0.35%

0.35%

$6,000

 1 year

0.45%

0.45%

$6,000

 2 years

0.65%

0.65%

$10,000

 3 months

0.35%

0.35%

$10,000

 6 months

0.40%

0.40%

$10,000

 1 year

0.50%

0.50%

$10,000

 2 years

0.70%

0.70%

$20,000

 3 months

0.40%

0.40%

$20,000

 6 months

0.45%

0.45%

$20,000

 1 year

0.55%

0.55%

$20,000

 2 years

0.75%

0.75%

$50,000

 3 months

0.45%

0.45%

$50,000

 6 months

0.50%

0.50%

$50,000

 1 year

0.60%

0.60%

$50,000

 2 years

0.80%

0.80%

 

 

 

 

 

 

 

 

 

Current Rates

New Auto Loans
1.99%APR
Used Auto Loans
2.49%APR
Personal Loan
9.25%APR
VISA
8.49%APR
1st Mortgage 30-yr Adj.
2.76%

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

Newsletter

Get the latest Postal Express newsletter.
View newsletters