credit union

Savings and Investment Rates

Rates effective May 6, 2008

Rates and program availability are subject to change. Please check with your local branch.

Savings Program

Minimum
Balance

Rate

APY

Regular Share

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - $999.99

 

1.00%

1.01%

$1,000.00 - $4,999.99

 

1.25%

1.26%

$5,000.00 - +

 

1.50%

1.51%

Young Adult "One Pack" Savings Account

 

 

 

$0.00 - $1,000.00

 

7.50%

7.71%

$1,000.01 - $4,999.99

 

1.25%

1.26%

$5,000.00 - +

 

1.50%

1.51%

Trustee Shares

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - $999.99

 

1.00%

1.01%

$1,000.00 - $4,999.99

 

1.25%

1.26%

$5,000.00 - +

 

1.50%

1.51%

Custodial Shares

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - $999.99

 

1.00%

1.01%

$1,000.00 - $4,999.99

 

1.25%

1.26%

$5,000.00 - +

 

1.50%

1.51%

Checking Account

 

 1.00

 1.00

IRA Certificates

 

 

 (All periods of investments are 365 days)

Contributary IRA

 $1,000

4.75%

4.84%

Conduit IRA

 $1,000

4.75%

4.84%

Spousal IRA

 $1,000

4.75%

4.84%

Rollover IRA

 $1,000

4.75%

4.84%

Transfer IRA

 $1,000

4.75%

4.84%

IRA Shares

 

 4.50%

 4.58%

IRA Rollover Shares

 

 4.50%

 4.58%

Spousal IRA Shares

 

 4.50%

 4.58%

Holiday Shares

 

 1.00%

 1.01%

IRA Share Direct Transfer

 

 4.50%

 4.58%

Conduit IRA Shares

 

 4.50%

 4.58%

Daily Share Account

 

 

 

$0.00 - $999.99

 

0.00%

0.00%

$1,000.00 -

 

2.87%

2.90%

Money Market

 

 

 

$0.00 - $2,499.99

 

0.00%

0.00%

$2,500.00 -

 

2.62%

2.65%

Scottie Savers

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - $999.99

 

1.00%

1.01%

$1,000.00 - $4,999.99

 

1.25%

1.26%

$5,000.00 - +

 

1.50%

1.51%

Silver Express

 

 

 

$10,000.00 - +

 

4.55%

4.65%

CD Rates

 

 

 

$2,000

 3 months

3.67

3.72

$2,000

 6 months

3.47

3.52

$2,000

 1 year

3.27

3.31

$2,000

 2 years

3.17

3.21

$4,000

 3 months

3.77

3.82

$4,000

 6 months

3.57

3.62

$4,000

 1 year

3.37

3.41

$4,000

 2 years

3.27

3.31

$6,000

 3 months

3.87

3.93

$6,000

 6 months

3.67

3.72

$6,000

 1 year

3.47

3.52

$6,000

 2 years

3.37

3.41

$10,000

 3 months

4.17

4.24

$10,000

 6 months

3.97

4.03

$10,000

 1 year

3.77

3.82

$10,000

 2 years

3.67

3.72

$20,000

 3 months

4.27

4.34

$20,000

 6 months

4.07

4.13

$20,000

 1 year

3.87

3.93

$20,000

 2 years

3.77

3.82

$50,000

 3 months

4.37

4.44

$50,000

 6 months

4.17

4.24

$50,000

 1 year

3.97

4.03

$50,000

 2 years

3.87

3.93

Current Rates

New Auto Loans
4.25%APR
Used Auto Loans
4.25%APR
Line of Credit
8.49%APR
VISA
6.99%APR
Personal Loan
8.99%APR

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

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