Rates effective May 1, 2008.
Receive .25% APR discount off the quoted rates if you have an active checking account with direct deposit. Discount does not apply to the 6.99% Visa card and Mortgage loans.
Loan Types/Terms |
APR*
|
Maximum Limits |
|
New Car, Truck, Van |
125% of MSRP + Gap Ins |
|
|
up to 72 Months |
4.25% for May only |
|
|
New Car, Truck, Van for Young Adults (age 18-24) |
125% of MSRP + Gap Ins |
|
|
up to 60 months |
6.99% |
|
|
Used Car, Truck, Van |
110% of high book + Gap Ins. |
|
|
up to 72 Months |
4.25% for May only |
|
|
Used Car, Truck, Van for Young Adults 18-24 (last 6 model years) |
110% of retail + Gap Ins. |
|
|
up to 60 months |
6.99% |
|
|
Used Car, Truck, Van |
90% of high book + Gap Ins. |
|
|
60 Months |
4.99% |
|
|
Used Car, Truck, Van for Young Adults 18-24 (older than 6 model years) |
110% of retail + Gap Ins. |
|
|
up to 60 months |
7.49% |
|
|
New Motorhomes |
100% of purchase |
|
|
120 Months |
4.25% for May only |
|
|
Used Motorhomes |
100% of high book |
|
|
120 months |
4.25% for May only |
100% of high book |
|
Used Motorhomes |
90% of high book |
|
|
96 Months |
4.99% |
|
|
New Boat |
100% of purchase |
|
|
120 Months |
4.25% for May only |
|
|
Used Boat |
100% of high book |
|
|
120 Months |
4.25% for May only |
|
|
Used Boat |
90% of high book |
|
|
84 Months |
4.99% |
|
|
New Travel Trailer |
100% of purchase |
|
|
120 Months |
4.25% for May only |
|
|
Used Travel Trailer |
100% of high book |
|
|
120 Months |
4.25% for May only |
|
|
Used Travel Trailer |
90% of high book |
|
|
96 Months |
4.99% |
|
|
New Motorcycle |
100% of purchase |
|
|
72 Months |
4.25% for May only |
|
|
Used Motorcycle |
100% of high book |
|
|
60 Months |
4.25% for May only |
|
|
Used Motorcycle |
90% of high book |
|
|
48 Months |
4.99% |
|
*APR=Annual Percentage Rate. All loans subject to credit approval. Actual rate offered is determined by your credit profile and may be higher. Rates and program availability are subject to change. Maximum rate discount is .25% APR per loan.
PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.
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