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Vehicle Loan Rates

Rates effective May 1, 2008.

Receive .25% APR discount off the quoted rates if you have an active checking account with direct deposit. Discount does not apply to the 6.99% Visa card and Mortgage loans.

Loan Types/Terms

APR*
Rates as low as

Maximum Limits

New Car, Truck, Van

  

125% of MSRP + Gap Ins

up to 72 Months

4.25% for May only

 

New Car, Truck, Van for Young Adults (age 18-24)

  

125% of MSRP + Gap Ins

up to 60 months

6.99%

 

Used Car, Truck, Van
(last 6 model years)

  

110% of high book + Gap Ins.

up to 72 Months

4.25% for May only

 

Used Car, Truck, Van for Young Adults 18-24 (last 6 model years)

 

110% of retail + Gap Ins.

up to 60 months

6.99%

 

Used Car, Truck, Van
(older than 6 model years)

 

90% of high book + Gap Ins.

60 Months

4.99%

 

Used Car, Truck, Van for Young Adults 18-24 (older than 6 model years)

 

110% of retail + Gap Ins.

up to 60 months

7.49%

 

New Motorhomes

  

100% of purchase

120 Months

4.25% for May only

 

Used Motorhomes
(last 6 model years)

  

100% of high book

120 months

4.25% for May only

 100% of high book

Used Motorhomes
(older than 6 model years)

  

90% of high book

96 Months

4.99%

 

New Boat

  

100% of purchase

120 Months

4.25% for May only

 

Used Boat
(last 6 model years)

  

100% of high book

120 Months

4.25% for May only

 

Used Boat
(older than 6 model years)

  

90% of high book

84 Months

4.99%

 

New Travel Trailer

  

100% of purchase

120 Months

4.25% for May only

 

Used Travel Trailer
(last 6 model years)

  

100% of high book

120 Months

4.25% for May only

 

Used Travel Trailer
(older than 6 model years)

  

90% of high book

96 Months

4.99%

 

New Motorcycle

  

100% of purchase

72 Months

4.25% for May only

 

Used Motorcycle
(last 6 model years)

  

100% of high book

60 Months

4.25% for May only

 

Used Motorcycle
(older than 6 model years)

  

90% of high book

48 Months

4.99%

 

 

*APR=Annual Percentage Rate. All loans subject to credit approval. Actual rate offered is determined by your credit profile and may be higher. Rates and program availability are subject to change. Maximum rate discount is .25% APR per loan.

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Current Rates

New Auto Loans
4.25%APR
Used Auto Loans
4.25%APR
Line of Credit
8.49%APR
VISA
6.99%APR
Personal Loan
8.99%APR
MORE RATES

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

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