credit union

Vehicle Loan Rates

Rates effective November 19, 2012

Receive ¼% APR discount off the quoted rates, excluding Visa, Lines of Credit, and Mortgage rates, when you have an active PPCU checking account.

Loan Types/Terms

APR*
Rates as low as

Maximum Limits

New Car, Truck, Van

 

up to 72 Months

1.99%

 85% of MSRP + Gap Ins

up to 72 Months

2.49%

 90% of MSRP + Gap Ins

up to 72 Months

2.99%

 110% of MSRP + Gap Ins

 

Used Car, Truck, Van
(last 6 model years)

 

up to 72 Months

2.49%

 85% of high book + Gap Ins.

up to 72 Months

2.99%

 90% of high book + Gap Ins.

up to 72 Months

3.49%

 110% of high book + Gap Ins.

Used Car, Truck, Van
(older than 6 model years)

 

60 Months

3.99%

 90% of high book + Gap Ins.

New Car, Truck, Van for Young Adults (age 18-24)

 

up to 60 months

5.25%

 125% of MSRP + Gap Ins

Used Car, Truck, Van for Young Adults 18-24 (last 6 model years)

 

up to 60 months

5.99%

 110% of retail + Gap Ins.

Used Car, Truck, Van for Young Adults 18-24 (older than 6 model years)

 

up to 60 months

6.49%

 110% of retail + Gap Ins.

New Motorhomes

 

120 Months

3.75%

 100% of purchase

Used Motorhomes
(last 6 model years)

 

120 months

3.75%

 100% of high book

Used Motorhomes
(older than 6 model years)

 

96 Months

4.25%

 90% of high book

New Boat

 

120 Months

4.25%

 100% of purchase

Used Boat
(last 6 model years)

 

120 Months

4.25%

 100% of high book

Used Boat
(older than 6 model years)

 

84 Months

5.00%

 90% of high book

New Travel Trailer

 

120 Months

4.25%

 100% of purchase

Used Travel Trailer
(last 6 model years)

 

120 Months

4.25%

 100% of high book

Used Travel Trailer
(older than 6 model years)

 

96 Months

5.00%

 90% of high book

New Motorcycle

 

72 Months

3.75%

 100% of purchase

Used Motorcycle
(last 6 model years)

 

60 Months

3.75%

 100% of high book

Used Motorcycle
(older than 6 model years)

 

48 Months

4.25%

 90% of high book

New Jet Ski

 

60 months

4.25%

 100% of MSRP

Used Jet Ski
(last 6 model years)

 

48 months

4.25%

 100% of high book

 

 

*APR=Annual Percentage Rate. All loans subject to credit approval. Actual rate offered is determined by your credit profile and may be higher. Rates, terms, conditions and program availability are subject to change. Call for the latest information.

Current Rates

New Auto Loans
1.99%APR
Used Auto Loans
2.49%APR
Personal Loan
9.25%APR
VISA
8.49%APR
1st Mortgage 30-yr Adj.
2.76%

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

Newsletter

Get the latest Postal Express newsletter.
View newsletters