Mortgage Loans

Whether You're Buying or Refinancing, Remodeling or Refurbishing, We Have the Right Loan to Fit Your Lifestyle

1st Mortgage Loans - Adjustable

Finance up to 90% of the home's appraised value. Gives you the option of a 30- or 40-year term

1st Mortgage Loans - Partially Fixed

The rates stays the same for the first 5 to 10 years, then becomes adjustable. A smart loan, especially if you plan on selling in the near future.

2nd Mortgage Loan

Turn the equity in your home into cash with either a lump-sum fixed-rate Second Deed of Trust or an Equity Line of Credit. PPCU will finance both for up to 75% of the appraised value of your home, minus the balance of the first mortgage. The term is 15 years, with a '5 year call' option, which means that you could be asked to refinance the loan after 5 years.

Equity Line of Credit

Gives you a flexible source of cash by establishing a revolving line of credit using the equity in your home as collateral. The credit limit can be up to 75% of the appraised value of your home minus the balance of the 1st mortgage.

Mortgage Center

To apply or for more information click here, or call our mortgage hotline at: (800) 400-4540

Get a VISA card

Our Visa features extra security features, purchase and security protection, and quick replacement if your card is lost or stolen.
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Apply For a Debit Card

Free with a PPCU Checking Account. Get convenient buying power wherever MasterCard is accepted.
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Becoming a member is easy! Apply online and get started with us today.
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Have a question about money, debt or credit management? Call Balance. It's free of charge for PPCU members.
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Apply for a Loan

Get a loan for almost anything!
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