credit union

Savings and Investments

Your Money Never Worked Harder.

Regular Share Account

  • Opens the door to credit union membership
  • Typically offers a higher rate of return than similar accounts at other financial institutions
  • Easily accessed, including via ATM

Young Adult High-Yield Savings Account

  • Earn an exceptionally high, above-market rate for your first $1,000 balance. It's even higher than our normal savings rate!
  • Part of our One Pack program for Young Adults
  • Join now or if you're already a member, call us to find out how to switch to our One Pack Savings Account.

Checking

  • Free of monthly service charges
  • No minimum balance requirement
  • Interest-earning on any balance
  • Free Debit Mastercard

Silver Express Account

For our members over 62 years of age, this liquid accounts also features a higher-than-usual rate of return on larger amounts.

Scottie Savers Account

By offering prizes as well as account interest, the Scottie Savers Account helps kids under the age of 13 discover the benefits of saving.

Certificate Accounts

  • Choose from six different investment levels: $2,000, $4,000, $6,000, $10,000, $20,000 and $50,000 and up
  • Select terms of three, six, twelve, and 24 months
  • Enjoy substantially higher yields

Christmas Club Account

Add to this special account through payroll deduction throughout the year. Get a nice check in November for your holiday shopping.

The Means for Long-Term Dreams

At PPCU, our IRAs are available in passbook accounts and Certificates of Deposit. Whether you're looking ahead to a secure retirement, a first home, or a college education, PPCU offers:

  • Traditional IRA
    In addition to tax-deductible contributions, this account also offers penalty-free withdrawals for higher-education expenses, as well as a first-time home purchase.
  • Roth IRA
    Contributions aren't tax-deductible, but this account allows for tax-free earnings and tax-free withdrawals.

Want more information? Click here for helpful guides to IRA planning.

Coverdell Education Savings Account

Use this account to begin saving for your child's education expenses. It's never too early - especially if your funds are growing tax-free.

Get a VISA card

Our Visa features extra security features, purchase and security protection, and quick replacement if your card is lost or stolen.
More Info

Apply For a Debit Card

Free with a PPCU Checking Account. Get convenient buying power wherever MasterCard is accepted.
Apply Now!

Become a Member

Becoming a member is easy! Apply online and get started with us today.
Join Now

balance financial fitness logo

Have a question about money, debt or credit management? Call Balance. It's free of charge for PPCU members.
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Apply for a Loan

Get a loan for almost anything!
Apply Now!