yougn adults

One Pack for Young Adults

A whole pack of financial services and extra perks—for members ages 18–24.

Whether it’s time for a car of your own, a checking account, or a savings plan that earns exceptionally high rates, this package of services makes it all happen.

Super-sized Yields on Savings.

  • Earn above-market rates on the first $1,000 of your savings balance.

FREE Checking. FREE Debit Card

  • No minimum balance requirement.
  • No monthly service charges.
  • Interest paid on all balances, no matter how small.
  • Free Debit MasterCard
  • Rate discounts* on selected loans with direct deposit.

First-time Auto Loan.

Ready to establish credit? This loan makes it possible to buy your first set of wheels without a co-signer.

  • Cars, trucks, and motorcycles.
  • Up to 125% financing.
  • Competitive rates. Longer terms. More manageable monthly payments.
  • Rate discount* with an active PPCU Checking Account.
  • Apply now

Other Loans, too.

  • VISA card. $1,000 credit limit, no annual fee, and no need for a co-signer.
  • Computer loans. Great rates and flexible terms, so you’ll never be unconnected. No credit or co-signer required.
  • Apply now

Extra Convenience. Anytime.
Anyplace. FREE.

  • Online account access. Pay bills, apply for loans, transfer funds, and review account activity.
  • Zipline Bank-by-Phone. Use your cell or any touch-tone phone to see if checks have cleared, review exactly how much you have in your accounts, transfer funds from one account to another—and more.

Free Subscription to brass Magazine.

brass® is a lifestyle money magazine written by young adults, for young adults. Topics range from online shopping deals to school loan pitfalls, thoughts on investing wisely to advice from gamers on the best video games for the money. It’s a monthly combination of money facts, fun reading, and food for thought.

Scholarship Opportunities.

Funding your education could get a boost. Here at PPCU, we're proud to sponsor scholarships for graduating high school students, and current college and trade school students. Check back here in February when we announce next year's scholarship opportunities.

Open Your One Pack Account Today.

To join, or open a One Pack Savings account, complete and send in the Membership Application. For more information, give us a call, 800.696.6009 or stop by one of our convenient branch locations.



* Get a ¼% discount off your qualifying rate for vehicle and personal loans with direct deposit to your PPCU Checking account.

Get a VISA card

Our Visa features extra security features, purchase and security protection, and quick replacement if your card is lost or stolen.
More Info

Apply For a Debit Card

Free with a PPCU Checking Account. Get convenient buying power wherever MasterCard is accepted.
Apply Now!

Become a Member

Becoming a member is easy! Apply online and get started with us today.
Join Now

balance financial fitness logo

Have a question about money, debt or credit management? Call Balance. It's free of charge for PPCU members.
More information

Apply for a Loan

Get a loan for almost anything!
Apply Now!