Find Your Perfect Car? We Have the Perfect Loan!

We’re Affordable and Easy!

  • Rates as low as 1.74% APR*
  • Pay as little as $14.64 for each $1,000 you borrow*
  • Flexible terms up to 85 months
  • Get a ¼% discount when you have an active Secure Checking account
  • Already have a car loan with someone else? Refinance and Save!
  • Plus, you could win 0% APR* on your loan when you fund with us!*

Don’t wait any longer. Enjoy that perfect car with a perfect loan from PPCU. Apply today.

*APR = Annual Percentage Rate. Rates are subject to change without notice. Actual rate offered is dependent on individual credit rating; your rate may be higher. Rate quoted reflects ¼% discount with an active PPCU secure checking account. Monthly payments are estimates based on 1.74% APR and 72 months. 0% Loan Offer - you are automatically entered into our monthly 0% loan drawing for each qualifying funded loan. If your loan is drawn, your loan will be adjusted to 0% APR.* Exclusions apply. Call us for complete terms and conditions.

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

Apply For a Debit Card

Free with a PPCU Checking Account. Get convenient buying power wherever MasterCard is accepted.
Apply Now!

Holiday Schedule

View Schedule


Get the latest Postal Express newsletter.
View newsletters

balance financial fitness logo

Have a question about money, debt or credit management? Call Balance. It's free of charge for PPCU members.
More information