Enjoy a Bit of Extra Cash This Season by Skipping Your PPCU Loan Payment for December 2018 OR January 2019.

Skip-a-Pay Details*

  • Offer applies to Vehicle and Personal Loans, and excludes Visa, lines of credit, HELOC, GPS and Mortgage loans
  • You may choose to skip your December, 2018 OR January, 2019 loan payment
  • There is a $40 processing fee per loan for this service
  • Interest on your loan will continue to accrue during the month your payment is skipped

How to Activate Skip-a-Pay

To activate the Skip-a-Pay offer, simply log in to online banking, click on Skip-a-Pay and select your loan.


*Offer is subject to final approval by Pacific Postal Credit Union. The request must be received during the offer period and on or before your payment is due. Offer applies to loans in good standing and excludes Visa, lines-of-credit, HELOC, GPS and mortgage loans. Other qualifications apply. The $40 fee per loan will be deducted from your account. If loan is held jointly, all owners must agree. Finance charges will continue to accrue on a daily basis at the Annual Percentage rate set forth in the loan agreement, both during and after the deferral period. This means it will result in higher total finance charges and possibly a higher total number of payments, than if made as originally scheduled. Therefore extra payment(s) may/will have to be made after the loan would otherwise have been paid off. In all other respects, the provisions of the original agreement remain in full form and effect. Regularly scheduled payments will resume with the payment due during the month following the deferral. This may/will affect GAP coverage on your loan.



Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

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