credit union

Why Join PPCU?

We're Member Owned

Welcome to Pacific Postal Credit Union, where you're more than just a customer. You're a member. We are a full-service financial institution with all the time-saving services modern technology has made possible. But we offer our members something more: a commitment to personal service that always takes the extra step, and never forgets that the reason we're here is people - like you.

We're Competitive

As a credit union, we are, by definition, a not-for-profit, member-owned, financial cooperative where members enjoy loan rates that are typically lower than banks and other financial institutions. Higher savings rates, too. And, as a member, you'll also enjoy significant savings by avoiding the high fees and deposit requirements that are common to banks.

We're Easy to Join

You are eligible to join if you are:

  • Employed by or retired from the U.S. Postal Service in the counties of San Francisco, Marin, Sonoma, Napa, San Mateo, Santa Clara, Santa Cruz, Monterey, San Benito, Solano, Contra Costa, Alameda, or San Joaquin counties, or
  • Employed by or retired from Civil Service in the counties of Santa Clara, San Mateo, Santa Cruz, Monterey, San Benito and San Francisco.
  • The spouse or relative of the above individuals or the spouse or relative of those who are already members of our credit union.

It's easy to join. Just take a few minutes to download the membership application. A minimum deposit of $50.00 into a regular share account, and a $5.00 membership fee is required to open an account, which we will request from you once we process your application. That's all there is to it.

We're Federally Insured

Your accounts are safe, secure and insured for at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Individual Retirement Accounts are insured for an additional $250,000.

You'll be in good company. Today more than 13,000 people belong to Pacific Postal Credit Union, which has been serving postal and government employees in the Bay Area since 1931.

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

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