Make All Your Big Plans Happen

With our limited-time, low-rate Home Equity Line of Credit, you can get the funds you need anytime you need them.

5.49% FIXED APR* FOR 12 MONTHS, variable rate thereafter

You’ll enjoy:

  • No annual fees
  • Easy access to funds
  • Interest-only payment option

Use the money for home renovations, a new kitchen, debt consolidation or any large purchase – it’s your choice!

To learn more or to apply, call (877) 296-8728 and talk to our HELOC Specialists or visit our HELOC page by clicking here.


*Offer is open to all individuals who live, work, worship or attend school in Santa Clara County, current PPCU members, and other individuals who qualify for PPCU membership. Visit for details and to join. APR = Annual Percentage Rate. The special rate of 5.49% APR applies to new PPCU HELOCs and refinanced HELOCs from outside lenders. Credit line is from $25,000 to $200,000. The promotional rate of 5.49% APR is fixed for the first 12 months from the date of funding. Immediately following the introductory rate period, the rate will convert to the index value, then in effect, plus/minus a margin based on credit rating. This rate will be variable thereafter, subject to change based on the Prime Rate as published in The Wall Street Journal. If the line of credit is closed within 36 months of the opening date, a penalty will be applied. All loans are subject to credit approval. At any point in time, the APR will not go lower than 4.00%. Other conditions and restrictions may apply. Call us for full disclosure. Limited time offer. Equal Housing Lender. Federally insured by NCUA.