Get TWO Movie Passes when you invite friends & family to join!1
Plus, $100 for you and a 0.5% APR rate discount for new members.3

Know a friend or family member who could use a better financial institution and save more? Refer them to Pacific Postal and you'll each receive TWO CineMark Movie Passes when they join.On average, PPCU members save an average of $1,475 on a 60-month, $30,000 new auto loan!2 

And - when someone you refer takes out a personal or auto loan, you'll receive a $100 bonus and they'll get a 0.5% APR discount.2

PPCU membership is open to any civil service employee who works or lives within the greater Bay Area and their family members. This covers workers in industries funded by taxpayers, such as the postal service, public education, forest service, hospitals, parks and recreation, utilities, law enforcement and others. 

Get Started Today!

Make sure to fill out a referral coupon for your referee to hand in with their New Membership application.
Offer ends December 31, 2021

1Offer valid 11/1/2021-12/31/2021. For complete membership eligibility, visit our Why Join page. New members and members who refer family or friends who open a new membership will each receive two (2) CineMark Movie Passes. To be elegible, new members must present a referral coupon with the information of the member who referred them at the time of account opening. Gifts subject to change, are non-transferable and not available for cash redemption. PPCU employees are not elegible to receive referral offer. Gift acceptance is limited to eligible persons who are 18 years or older, U.S. residents, and members of PPCU. The gift will be awarded only if entrants comply with these Official Rules. No cash or other consideration will be paid. Void where prohibited by law. All federal, state, and local laws and regulations apply. The recipient, members of any recipient’s household, relatives and persons who use any gift awarded by the Credit Union, and such person’s heirs, assigns, executors, and administrators release and exempt the Credit Union and its directors, officers, employees, and agents from any and all claims, actions, demands, choices in action and damages which they have now or any time in the future arising from use of any prize, including personal injury or death. Pacific Postal Credit Union is not liable for lost, delayed, damaged, misdirected, illegible or incomplete entries or for theft or destruction or unauthorized access or alterations of entry materials, phone, electrical, network, computer, hardware, software program or transmission malfunctions, failures, or difficulties. By participating, each recipient waives any and all claims of liability against PPCU and its affiliates, officers, directors, employees, subsidiaries and agents for any personal injury or other loss which may occur from the conduct of or participation in the drawing or from the use of prize. Decisions of Pacific Postal Credit Union, regarding the drawing, are final. PPCU reserves the right, in its sole discretion, to cancel, modify, or suspend the campaign in whole or in part, for any reason. Contact: Pacific Postal Credit Union, 1040 Leigh Avenue, San Jose, CA 95126-4129.
2The Credit Union National Association estimates that financing a $30,000 new automobile for 60 months at PPCU will save members an average $295 per year in interest expenses compared to what they would pay at a banking institution in the state. That is approximately $1,475 in savings over 5 years. From Credit Union National Association (CUNA) report, for 12-month period ending June 2020.
3APR=Annual Percentage Rate. Not an offer of credit. All loans subject to credit approval. New member receives 0.50% APR discount on their vehicle or personal loan of at least $5,000. They can earn an additional 0.25% APR discount for opening a Secure Checking account. Maximum loan discount is 0.75% APR. New member must fund loan by December 31, 2021. $100 will be dispersed into the account of referring member once the new member has joined and funded a loan within the promotion period. Offer valid 11/1/2021-12/31/2021.