Treat your family, friends, and yourself to some wickedly sweet offers!
This October, invite your friends and family to join and you could...

Earn $100 when you referEarn a $100 bonus, plus a 0.5% APR rate discount for the new member!1

When someone you refer takes out an auto or personal loan, you will get $100 and they receive a 0.5% APR rate discount on their loan. It's that simple!

Win a See's Gift BundlePlus, win a Sweet and Spooky Movie Night!2

We're holding two drawing to give away 20 See's Halloween gift bundles (an assortment of chocolates, candies, and sweets). Each bag also includes TWO CineMark Movie Tickets- perfect for a spook-tacular movie night! 

  • 10 winners will be picked from existing members who refer and new members who join,
  • 10 additional winners will be picked from those who fund an auto or personal loan (minimum $5,000, new and existing members, no referral required).

These fang-tastic offers aren't witch-ful thinking so spread the word to all your ghoul friends and family! Make sure to fill out a referral coupon for your referee to hand in with their New Membership application.

See our current auto and personal loan rates.

1APR=Annual Percentage Rate. Not an offer of credit. All loans subject to credit approval. Your rate is determined by your credit profile and may differ from the rates quoted above. Minimum fund of $5,000 on an auto or personal loan to qualify for 0.5% APR discount. No additional rate discounts apply. $100 Bonus: Members will receive $100 per referral of each new member who joins AND takes out an auto or personal loan within the promotion period (October 13-31, 2021).The $100 will be deposited into the referring member’s savings account after referral loan has been funded. PPCU employees are not eligible to receive this bonus.

2Gift Bundle Drawing: (Pacific Postal Credit Union Drawing Rules and Regulations)
Promotion runs October 13 - 31, 2021. To enter, participants must have referred a new member or be a new member who joined or a member who funds an auto or personal loan with a $5,000 minimum within the promotion period. Two separate drawings will be held; one for new members and existing members who referred a new member, and another drawing for members, new and existing, who fund an auto or personal loan of at least $5,000. The Credit Union will randomly select ten (10) winners from each drawing for a total of twenty (20) winners, who will each receive a See's "Movie Night Bundle" with two (2) Cinemark Movie passes. PPCU, in our sole discretion, reserves the right to disqualify entries containing content that we deem inappropriate. The odds of becoming a winner depends on number of eligible entries. Prize acceptance is limited to eligible persons who are 18 years or older, U.S. residents, and members of PPCU. By submitting any entry, you agree to be bound by these Official Rules which exclusively govern all aspects of this campaign. PPCU employees are not eligible to enter. New members referred by PPCU employees are eligible. No purchase necessary to enter or win. All winners will be notified by PPCU. The winners will be selected by random drawing from among the eligible entrants received. The selection of the winners hereunder will be final. If any prize is unclaimed after 10 days of notice, an alternate winner will be chosen. No prize transfer or cash redemption. Income taxes and all other unspecified expenses are sole responsibility of winners. The prize will be awarded only if entrants comply with these Official Rules. No cash or other consideration will be paid. Void where prohibited by law. All federal, state, and local laws and regulations apply. 
The winner, members of any winner’s household, relatives and persons who use any prize awarded by the Credit Union, and such person’s heirs, assigns, executors, and administrators release and exempt the Credit Union and its directors, officers, employees, and agents from any and all claims, actions, demands, choices in action and damages which they have now or any time in the future arising from use of any prize, including personal injury or death. 
Pacific Postal Credit Union is not liable for lost, delayed, damaged, misdirected, illegible or incomplete entries or for theft or destruction or unauthorized access or alterations of entry materials, phone, electrical, network, computer, hardware, software program or transmission malfunctions, failures, or difficulties. By participating, each entrant and winner waives any and all claims of liability against PPCU and its affiliates, officers, directors, employees, subsidiaries and agents for any personal injury or other loss which may occur from the conduct of or participation in the drawing or from the use of prize. Decisions of Pacific Postal Credit Union, regarding the drawing, are final. PPCU reserves the right, in its sole discretion, to cancel, modify, or suspend the campaign in whole or in part, for any reason. Contact: Pacific Postal Credit Union, 1040 Leigh Avenue, San Jose, CA 95126-4129.