Invite friends & family to take advantage of our Auto Loan Special and get a $100 bonus!¹
Plus, new members can win 0% APR on their Auto Loan.²

This September only, with Auto Loan Rates as low at 1.99% APR*, we want to share the wealth with you, your friends and your family!

You could earn $100 for every new member you refer who also funds an auto loan.¹ Plus, new members who fund an auto loan will be automatically entered into a drawing to win 0% APR for the full term of their auto loan!²

Get Started Today!

Make sure to fill out a referral coupon for your referee to hand in with their New Membership application.

Learn more about our Special 1.99 Auto Loan Promotion. Offer ends September 30, 2021

*APR=Annual Percentage Rate. Stated special rate is for new and used cars (last 6 model years), 72-month term and is valid for new PPCU loans only. Rates and terms will vary depending on vehicle loan type. Loans are subject to credit approval. Your rate is determined by your credit profile and may differ from the rate quoted. No other discounts apply. Offer valid September 1-30, 2021.

¹$100 Bonus: Members will receive $100 per referral of each new member who joins AND takes out an auto loan within the promotion period (Sept. 1-30, 2021). Referring member will be paid $100 for each loan referral after referral loan has been funded. PPCU employees are not eligible to receive this bonus.

²0% APR Drawing: (Pacific Postal Credit Union Drawing Rules and Regulations)
Promotion runs September 1 - 30, 2021. To enter, participants must be a new member who joined and funded an auto loan within the promotion period. The Credit Union will randomly select one (1) winner, who will receive 0% APR on their auto loan. PPCU, in our sole discretion, reserves the right to disqualify entries containing content that we deem inappropriate. The odds of becoming a winner depends on number of eligible entries. 
Prize acceptance is limited to eligible persons who are 18 years or older, U.S. residents, and members of PPCU. By submitting any entry, you agree to be bound by these Official Rules which exclusively govern all aspects of this campaign. PPCU employees are not eligible to enter. New members referred by PPCU employees are eligible. No purchase necessary to enter or win. All winners will be notified by PPCU. The winners will be selected by random drawing from among the eligible entrants received. The selection of the winners hereunder will be final. If any prize is unclaimed after 10 days of notice, an alternate winner will be chosen. No prize transfer or cash redemption. Income taxes and all other unspecified expenses are sole responsibility of winners. The prize will be awarded only if entrants comply with these Official Rules. No cash or other consideration will be paid. Void where prohibited by law. All federal, state, and local laws and regulations apply. 
The winner, members of any winner’s household, relatives and persons who use any prize awarded by the Credit Union, and such person’s heirs, assigns, executors, and administrators release and exempt the Credit Union and its directors, officers, employees, and agents from any and all claims, actions, demands, choices in action and damages which they have now or any time in the future arising from use of any prize, including personal injury or death. 
Pacific Postal Credit Union is not liable for lost, delayed, damaged, misdirected, illegible or incomplete entries or for theft or destruction or unauthorized access or alterations of entry materials, phone, electrical, network, computer, hardware, software program or transmission malfunctions, failures, or difficulties. By participating, each entrant and winner waives any and all claims of liability against PPCU and its affiliates, officers, directors, employees, subsidiaries and agents for any personal injury or other loss which may occur from the conduct of or participation in the drawing or from the use of prize. Decisions of Pacific Postal Credit Union, regarding the drawing, are final. PPCU reserves the right, in its sole discretion, to cancel, modify, or suspend the campaign in whole or in part, for any reason. Contact: Pacific Postal Credit Union, 1040 Leigh Avenue, San Jose, CA 95126-4129.