At Pacific Postal Credit Union, your home loan will be a dream come true when you take out a mortgage or refinance with us. And with our special reduced rates, you’ll be living on cloud nine:
- 30-Year Fixed Rate: As low as 3.375% (3.513% APR*)
- 15-Year Fixed Rate: As low as 2.75% (2.994% APR*)
- 5/1 Adjustable Rate:* As low as 2.75% (4.094% APR*)
Plus, whether you’re taking out a new loan or refinancing your current one, you’ll have the option of receiving either $250 cash or $500 off closing costs!*
Our experienced mortgage specialists will guide you through the process and answer any questions you have.
*APR = Annual Percentage Rate. Promotional rates effective 6/15/2019. The displayed as low as Annual Percentage Rates reflect the interest rate and approximate cost, for a Refinance Transaction, of prepaid finance charges, including points, but does not include monthly taxes and insurance, other closing costs or discount points. The actual fees, costs, and payment on your specific loan transaction may vary and may include additional fees and costs. For Adjustable Rate Mortgages (ARMs), the loan and accompanying interest rate, points, and APRs may differ and be adjusted based upon your credit history, loan-to-value, occupancy, property type, loan amount and loan purpose. Rates are subject to increase or decrease at the end of the fixed period, may adjust annually, and are based upon an index plus a margin. ARMs are tied to the 1 year T-Note. Published Pricing and APR information is based on a Rate/Term Refinance Transaction of an Owner-Occupied, Single Family Residence and for a borrower with a minimum FICO of 740, with a loan amount of $400,000 and LTV of 60%. Rates, terms, conditions and programs are subject to change without notice. Credit and collateral are subject to approval. Terms and conditions apply. Additional disclosures are available for each loan type. Home loans are provided by Primary Partners Financial (PPF), a non-affiliated mortgage company for Pacific Postal Credit Union. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.