Overdraft Privilege saves you the expense and embarrassment in the event of an unexpected overdraft of your account. As long as you maintain your account in good standing, PPCU will pay your overdraft checks rather than return them back to the merchant unpaid.
How it Works:
If you overdraw your account (and you have exhausted all other overdraft sources such as an overdraft line of credit or transfers from your share account), PPCU will normally pay the overdraft, subject to the limit of your Overdraft Privilege. You simply need to bring your account balance to a positive balance within 30 days to continue your overdraft privilege.