credit union

Consumer Loan Rates

Rates effective 12/03/2018

Rate Discounts Available! Rates will be discounted ¼% with an active Checking account or Silver Express account, and/or ¼% when you apply online using our online banking service. (Excludes Visa, Mortgage, and GPS loans).

Loan Types/Terms

APR*
Rates as low as

Maximum Limits

VIP Plus Line

 

 

60 Months

9.75%

$10,000

Personal Loan

 

 

60 Months

7.49% through January 31, 2019

$15,000

Personal Loan for Young Adults age 18-24

 

 

36 Months

7.99%

$1,000

Computer Loan for Young Adults age 18-24

 

 

up to 36 months

7.99%

$1,500

Overdraft Line

 

 

Revolving

9.99%

$2,500

Classic Visa

 

 

Revolving

8.49%

$10,000

 

 

Secured VISA

 

 

Revolving

9.49%

$7,500

Young Adult VISA
(age 18-24)

 

 

Revolving

8.99%

$1,000

Share Secured

 

 

120 Months

1.99%

100% of shares

 

 

*APR=Annual Percentage Rate. All loans subject to credit approval. Actual rate offered is determined by your credit profile and may be higher. Rates, terms, conditions and program availability are subject to change. Call for the latest information.

Current Rates

New Auto Loans
2.49%APR
Used Auto Loans
2.99%APR
Personal Loan
9.75% APR
VISA
8.49%APR
1st Mortgage 30-yr Adj.
4.09%
HELOC
5.00%

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

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