Savings and Investment Rates
Rates effective 09/13/2022
Rates and program availability are subject to change. Please check with your local branch.
| Savings Program | Minimum Balance |
Rate | APY |
|---|---|---|---|
| Regular Share | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 + | 0.05% | 0.05% | |
| One Pack for Young Adults ages 18-24 | |||
| $0.00 - $1,000.00 | 2.75% | 2.76% | |
| $1,000.01 + | 0.05% | 0.05% | |
| Teen Pack ages 14-17 includes checking and debit card. | |||
| $0.00 - $499.99 | 2.75% | 2.76% | |
| $500.00 - $999.99 | 2.50% | 2.51% | |
| $1,000 + | 0.05% | 0.05% | |
| Trustee Shares | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 + | 0.05% | 0.05% | |
| Custodial Shares | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 + | 0.05% | 0.05% | |
| Checking with Identity and Cell Phone protection. | |||
| Secure Checking | 0.05% | 0.05% | |
| IRA Certificates | |||
| Traditional | $1,000 | 0.75% | 0.75% |
| Roth | $1,000 | 0.75% | 0.75% |
| Coverdell Education Savings | $1,000 | 0.75% | 0.75% |
| Conduit IRA | $1,000 | 0.75% | 0.75% |
| IRA Shares | |||
| Traditional | 0.50% | 0.50% | |
| Roth | 0.50% | 0.50% | |
| Coverdell Education Savings | 0.50% | 0.50% | |
| Conduit IRA | 0.50% | 0.50% | |
| Holiday Shares - Get a check in November with payroll deductions. | |||
| 0.05% | 0.05% | ||
| Daily Share Account | |||
| $0.00 - $999.99 | 0.00% | 0.00% | |
| $1,000.00 + | 0.05% | 0.05% | |
| Money Market | |||
| $0.00 - $2,499.99 | 0.00% | 0.00% | |
| $2,500.00 + | 0.05% | 0.05% | |
| Scottie Savers - 13 & younger with an annual $10 bonus & movie ticket. | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 + | 0.05% | 0.05% | |
| Silver Express | |||
| For ages 62 + | $10,000 + | 0.15% | 0.15% |
| CD Rates * Bonus .25% on a 2 year CD with a PPCU Secure Checking account |
|||
| 3 Month | $2,000 | 0.10% | 0.05% |
| 6 Month | $2,000 | 0.75% | 0.45% |
| 12 Month | $2,000 | 1.25% | 0.95% |
| 24 Month | $2,000 | 1.60% | 1.10% |
| * 24 Month & Secure Checking | $2,000 | 1.85% | 1.36% |
