Savings and Investment Rates

Rates effective 01/21/2020
Rates and program availability are subject to change. Please check with your local branch.
Savings Program Minimum
Balance
Rate APY
Regular Share
$0.00 - $99.99 0.00% 0.00%
$100.00 - + 0.10% 0.10%
Young Adult One Pack Savings
$0.00 - $1,000.00 2.7% 2.76%
$1,000.01 - + 0.10% 0.10%
Teen Pack Savings
$0.00 - $499.99 2.75% 2.76%
$500.00 - $999.99 2.50% 2.51%
$1,000 - + 0.10% 0.10%
Trustee Shares
$0.00 - $99.99 0.00% 0.00%
$100.00 - + 0.10% 0.10%
Custodial Shares
$0.00 - $99.99 0.00% 0.00%
$100.00 - + 0.10% 0.10%
Checking Account
0.10% 0.10%
IRA Certificates
Traditional $1,000 1.50% 1.51%
Roth $1,000 1.50% 1.51%
Coverdell Education Savings $1,000 1.50% 1.51%
Conduit IRA $1,000 1.50% 1.51%
IRA Shares
Traditional 0.75% 0.75%
Roth 0.75% 0.75%
Coverdell Education Savings 0.75% 0.75%
Conduit IRA 0.75% 0.75%
Holiday Shares
0.10% 0.10%
Daily Share Account
$0.00 - $999.99 0.00% 0.00%
$1,000.00 - 0.12% 0.12%
Money Market
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 - 0.15% 0.15%
Scottie Savers
$0.00 - $99.99 0.00% 0.00%
$100.00 - + 0.10% 0.10%
Silver Express
$10,000.00 - + 0.40% 0.40%
CD Rates
* Earn a Bonus .25% on a
2-Year CD when you have a
PPCU Secure Checking account
$2,000 3 months .20% .20%
$2,000 6 months .30% .30%
$2,000 1 year .90% .90%
$2,000 2 years 1.25% 1.26%
$4,000 3 months .25% .25%
$4,000 6 months .35% .35%
$4,000 1 year 1.05% 1.05%
$4,000 2 years 1.35% 1.36%
$6,000 3 months .25% .25%
$6,000 6 months .40% .40%
$6,000 1 year 1.10% 1.11%
$6,000 2 years 1.40% 1.41%
$10,000 3 months .30% .30%
$10,000 6 months .55% .55%
$10,000 1 year 1.30% 1.31%
$10,000 2 years 1.45% 1.46%
$20,000 3 months .30% .30%
$20,000 6 months .60% .60%
$20,000 1 year 1.30% 1.31%
$20,000 2 years 1.50% 1.51%
$50,000 3 months .35% .35%
$50,000 6 months .65% .65%
$50,000 1 year 1.35% 1.36%
$50,000 2 years 1.55% 1.56%