Savings and Investment Rates
Rates effective 01/04/2021
Rates and program availability are subject to change. Please check with your local branch.
| Savings Program | Minimum Balance |
Rate | APY |
|---|---|---|---|
| Regular Share | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 + | 0.05% | 0.05% | |
| Young Adult One Pack Savings | |||
| $0.00 - $1,000.00 | 2.75% | 2.76% | |
| $1,000.01 + | 0.05% | 0.05% | |
| Teen Pack Savings | |||
| $0.00 - $499.99 | 2.75% | 2.76% | |
| $500.00 - $999.99 | 2.50% | 2.51% | |
| $1,000 + | 0.05% | 0.05% | |
| Trustee Shares | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 + | 0.05% | 0.05% | |
| Custodial Shares | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 + | 0.05% | 0.05% | |
| Checking Account | |||
| 0.05% | 0.05% | ||
| IRA Certificates | |||
| Traditional | $1,000 | 1.00% | 1.51% |
| Roth | $1,000 | 1.00% | 1.51% |
| Coverdell Education Savings | $1,000 | 1.00% | 1.51% |
| Conduit IRA | $1,000 | 1.00% | 1.51% |
| IRA Shares | |||
| Traditional | 0.50% | 0.75% | |
| Roth | 0.50% | 0.75% | |
| Coverdell Education Savings | 0.50% | 0.75% | |
| Conduit IRA | 0.50% | 0.75% | |
| Holiday Shares | |||
| 0.05% | 0.05% | ||
| Daily Share Account | |||
| $0.00 - $999.99 | 0.00% | 0.00% | |
| $1,000.00 + | 0.05% | 0.05% | |
| Money Market | |||
| $0.00 - $2,499.99 | 0.00% | 0.00% | |
| $2,500.00 + | 0.05% | 0.05% | |
| Scottie Savers | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 + | 0.05% | 0.05% | |
| Silver Express | |||
| $10,000.00 - + | 0.20% | 0.20% | |
| CD Rates * Earn a Bonus .25% on a 2 year CD when you have a PPCU Secure Checking account |
|||
| 3 Month | $2,000 | 0.05% | 0.05% |
| 6 Month | $2,000 | .20% | .20% |
| 12 Month | $2,000 | .40% | .40% |
| 24 Month | $2,000 | .40% | .40% |
| 24 Mo with Secure Checking | $2,000 | 0.65% | 0.65% |
