Savings and Investment Rates
Rates effective 01/21/2020
Rates and program availability are subject to change. Please check with your local branch.
| Savings Program | Minimum Balance |
Rate | APY |
|---|---|---|---|
| Regular Share | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 - + | 0.10% | 0.10% | |
| Young Adult One Pack Savings | |||
| $0.00 - $1,000.00 | 2.7% | 2.76% | |
| $1,000.01 - + | 0.10% | 0.10% | |
| Teen Pack Savings | |||
| $0.00 - $499.99 | 2.75% | 2.76% | |
| $500.00 - $999.99 | 2.50% | 2.51% | |
| $1,000 - + | 0.10% | 0.10% | |
| Trustee Shares | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 - + | 0.10% | 0.10% | |
| Custodial Shares | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 - + | 0.10% | 0.10% | |
| Checking Account | |||
| 0.10% | 0.10% | ||
| IRA Certificates | |||
| Traditional | $1,000 | 1.50% | 1.51% |
| Roth | $1,000 | 1.50% | 1.51% |
| Coverdell Education Savings | $1,000 | 1.50% | 1.51% |
| Conduit IRA | $1,000 | 1.50% | 1.51% |
| IRA Shares | |||
| Traditional | 0.75% | 0.75% | |
| Roth | 0.75% | 0.75% | |
| Coverdell Education Savings | 0.75% | 0.75% | |
| Conduit IRA | 0.75% | 0.75% | |
| Holiday Shares | |||
| 0.10% | 0.10% | ||
| Daily Share Account | |||
| $0.00 - $999.99 | 0.00% | 0.00% | |
| $1,000.00 - | 0.12% | 0.12% | |
| Money Market | |||
| $0.00 - $2,499.99 | 0.00% | 0.00% | |
| $2,500.00 - | 0.15% | 0.15% | |
| Scottie Savers | |||
| $0.00 - $99.99 | 0.00% | 0.00% | |
| $100.00 - + | 0.10% | 0.10% | |
| Silver Express | |||
| $10,000.00 - + | 0.40% | 0.40% | |
| CD Rates * Earn a Bonus .25% on a 2-Year CD when you have a PPCU Secure Checking account |
|||
| $2,000 | 3 months | .20% | .20% |
| $2,000 | 6 months | .30% | .30% |
| $2,000 | 1 year | .90% | .90% |
| $2,000 | 2 years | 1.25% | 1.26% |
| $4,000 | 3 months | .25% | .25% |
| $4,000 | 6 months | .35% | .35% |
| $4,000 | 1 year | 1.05% | 1.05% |
| $4,000 | 2 years | 1.35% | 1.36% |
| $6,000 | 3 months | .25% | .25% |
| $6,000 | 6 months | .40% | .40% |
| $6,000 | 1 year | 1.10% | 1.11% |
| $6,000 | 2 years | 1.40% | 1.41% |
| $10,000 | 3 months | .30% | .30% |
| $10,000 | 6 months | .55% | .55% |
| $10,000 | 1 year | 1.30% | 1.31% |
| $10,000 | 2 years | 1.45% | 1.46% |
| $20,000 | 3 months | .30% | .30% |
| $20,000 | 6 months | .60% | .60% |
| $20,000 | 1 year | 1.30% | 1.31% |
| $20,000 | 2 years | 1.50% | 1.51% |
| $50,000 | 3 months | .35% | .35% |
| $50,000 | 6 months | .65% | .65% |
| $50,000 | 1 year | 1.35% | 1.36% |
| $50,000 | 2 years | 1.55% | 1.56% |
