Savings and Investment Rates

Rates effective 07/07/2020
Rates and program availability are subject to change. Please check with your local branch.
Savings Program Minimum
Balance
Rate APY
Regular Share
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
Young Adult One Pack Savings
$0.00 - $1,000.00 2.75% 2.76%
$1,000.01 + 0.05% 0.05%
Teen Pack Savings
$0.00 - $499.99 2.75% 2.76%
$500.00 - $999.99 2.50% 2.51%
$1,000 + 0.05% 0.05%
Trustee Shares
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
Custodial Shares
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
Checking Account
0.05% 0.05%
IRA Certificates
Traditional $1,000 1.50% 1.51%
Roth $1,000 1.50% 1.51%
Coverdell Education Savings $1,000 1.50% 1.51%
Conduit IRA $1,000 1.50% 1.51%
IRA Shares
Traditional 0.75% 0.75%
Roth 0.75% 0.75%
Coverdell Education Savings 0.75% 0.75%
Conduit IRA 0.75% 0.75%
Holiday Shares
0.05% 0.05%
Daily Share Account
$0.00 - $999.99 0.00% 0.00%
$1,000.00 + 0.05% 0.05%
Money Market
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 + 0.05% 0.05%
Scottie Savers
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
Silver Express
$10,000.00 - + 0.20% 0.20%
CD Rates
* Earn a Bonus .25% on a 2 year CD when you have a
PPCU Secure Checking account
3 Month $2,000 .10% .10%
6 Month $2,000 .30% .30%
12 Month $2,000 .50% .50%
24 Month $2,000 .70% .70%
24 Mo with Secure Checking $2,000 0.95% 0.95%