Savings and Investment Rates

Rates effective 01/27/2023
Rates and program availability are subject to change. Please check with your local branch.
Savings Program Minimum
Balance
Rate APY
Regular Share Account
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
One Pack Savings Account for Young Adults ages 18-24
$0.00 - $1,000.00 2.75% 2.76%
$1,000.01 + 0.05% 0.05%
Teen Pack Savings Account for ages 14-17
$0.00 - $499.99 2.75% 2.76%
$500.00 - $999.99 2.50% 2.51%
$1,000 + 0.05% 0.05%
Secure Checking Account
Secure Checking 0.05% 0.05%
IRA Certificates
Traditional $1,000 0.75% 0.75%
Roth $1,000 0.75% 0.75%
Coverdell Education Savings $1,000 0.75% 0.75%
Conduit IRA $1,000 0.75% 0.75%
IRA Shares
Traditional 0.50% 0.50%
Roth 0.50% 0.50%
Coverdell Education Savings 0.50% 0.50%
Conduit IRA 0.50% 0.50%
Holiday Shares - Get a check in November with payroll deductions
0.05% 0.05%
Scottie Savers Savings Account for ages 13 & younger
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
Silver Express
For ages 62 + $10,000 + 0.35% 0.15%
CD Rates
* Bonus .25% on a 2 year CD with a PPCU Secure Checking account
3 Month $2,000 0.50%
6 Month $2,000 1.25%
12 Month $2,000 2.00%
24 Month $2,000 2.25%
* 24 Month & Secure Checking $2,000 2.50%
Daily Shares
$1,000 0.05% 0.05%