Savings and Investment Rates

Rates effective 09/13/2022
Rates and program availability are subject to change. Please check with your local branch.
Savings Program Minimum
Balance
Rate APY
Regular Share
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
One Pack for Young Adults ages 18-24
$0.00 - $1,000.00 2.75% 2.76%
$1,000.01 + 0.05% 0.05%
Teen Pack ages 14-17 includes checking and debit card.
$0.00 - $499.99 2.75% 2.76%
$500.00 - $999.99 2.50% 2.51%
$1,000 + 0.05% 0.05%
Trustee Shares
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
Custodial Shares
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
Checking with Identity and Cell Phone protection.
Secure Checking 0.05% 0.05%
IRA Certificates
Traditional $1,000 0.75% 0.75%
Roth $1,000 0.75% 0.75%
Coverdell Education Savings $1,000 0.75% 0.75%
Conduit IRA $1,000 0.75% 0.75%
IRA Shares
Traditional 0.50% 0.50%
Roth 0.50% 0.50%
Coverdell Education Savings 0.50% 0.50%
Conduit IRA 0.50% 0.50%
Holiday Shares - Get a check in November with payroll deductions.
0.05% 0.05%
Daily Share Account
$0.00 - $999.99 0.00% 0.00%
$1,000.00 + 0.05% 0.05%
Money Market
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 + 0.05% 0.05%
Scottie Savers - 13 & younger with an annual $10 bonus & movie ticket.
$0.00 - $99.99 0.00% 0.00%
$100.00 + 0.05% 0.05%
Silver Express
For ages 62 + $10,000 + 0.15% 0.15%
CD Rates
* Bonus .25% on a 2 year CD with a PPCU Secure Checking account
3 Month $2,000 0.10% 0.05%
6 Month $2,000 0.75% 0.45%
12 Month $2,000 1.25% 0.95%
24 Month $2,000 1.60% 1.10%
* 24 Month & Secure Checking $2,000 1.85% 1.36%