credit union

Savings and Investment Rates

Rates effective September 18, 2018

Special CD Offers
2.70% APY for 2-Year Certificate of Deposit
2.25% APY for 2-Year IRA Certificate of Deposit
Minimum balance is $5,000. Maximum deposit per account is $250,000. New Money only. Limited time offer.

Rates and program availability are subject to change. Please check with your local branch.

Savings Program

Minimum
Balance

Rate

APY

Regular Share

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - +

 

0.10%

0.10%

Young Adult One Pack Savings

 

 

 

$0.00 - $1,000.00

 

2.75%

2.76%

$1,000.01 - +

 

0.10%

0.10%

Teen Pack Savings

 

 

 

$0.00 - $499.99

 

2.75%

2.76%

$500.00 - $999.99

 

2.50%

2.51%

$1,000 - +

 

0.10%

0.10%

Trustee Shares

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - +

 

0.10%

0.10%

Custodial Shares

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - +

 

0.10%

0.10%

Checking Account

 

 0.10%

 0.10%

IRA Certificates

 

 

 All periods of investments are 365 days

Traditional

 $1,000

1.50%

1.51%

Roth

 $1,000

1.50%

1.51%

Coverdell Education Savings

 $1,000

1.50%

1.51%

Conduit IRA

 $1,000

1.50%

1.51%

IRA Shares

 

 

 

Traditional

 

0.75%

0.75%

Roth

 

0.75%

0.75%

Coverdell Education Savings

 

0.75%

0.75%

Conduit IRA

 

0.75%

0.75%

Holiday Shares

 

 0.10%

 0.10%

Daily Share Account

 

 

 

$0.00 - $999.99

 

0.00%

0.00%

$1,000.00 -

 

0.12%

0.12%

Money Market

 

 

 

$0.00 - $2,499.99

 

0.00%

0.00%

$2,500.00 -

 

0.15%

0.15%

Scottie Savers

 

 

 

$0.00 - $99.99

 

0.00%

0.00%

$100.00 - +

 

0.10%

0.10%

Silver Express

 

 

 

$10,000.00 - +

 

0.40%

0.40%

 

 

 

CD Rates

 

 

 

$2,000

 3 months

.53%

.53%

$2,000

 6 months

.61%

.61%

$2,000

 1 year

1.36%

1.37%

$2,000

 2 years

1.76%

1.77%

$4,000

 3 months

.55%

.55%

$4,000

 6 months

.63%

.63%

$4,000

 1 year

1.38%

1.39%

$4,000

 2 years

1.78%

1.79%

$6,000

 3 months

.57%

.57%

$6,000

 6 months

.65%

.65%

$6,000

 1 year

1.40%

1.41%

$6,000

 2 years

1.80%

1.81%

$10,000

 3 months

.63%

.63%

$10,000

 6 months

.71%

.71%

$10,000

 1 year

1.45%

1.46%

$10,000

 2 years

1.86%

1.87%

$20,000

 3 months

.69%

.69%

$20,000

 6 months

.75%

.75%

$20,000

 1 year

1.49%

1.50%

$20,000

 2 years

1.90%

1.91%

$50,000

 3 months

.73%

.73%

$50,000

 6 months

.79%

.79%

$50,000

 1 year

1.53%

1.54%

$50,000

 2 years

1.94%

1.95%

 

 

 

 

 

 

Current Rates

New Auto Loans
2.49%APR
Used Auto Loans
2.99%APR
Personal Loan
9.75% APR
VISA
8.49%APR
1st Mortgage 30-yr Adj.
4.05%
HELOC - Introductory Rate
3.99%

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

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