credit union

Checking Accounts

Our Free Interest-Earning Checking is Unbeatable

At Pacific Postal Credit Union, checking is Free. Period. No hidden fees or minimum balances required. And you get a number of great benefits:

  • No monthly service charges
  • Every balance, no matter how small, earns interest
  • Get a ¼% APR discount off selected loan rates with an active checking account
  • Your first check order is free
  • No per-check charges
  • Free Online Banking and Free Bill Pay
  • Free Debit Mastercard
  • Free Overdraft Protection for qualifying accounts
  • And more...

For those who don't qualify for our Free Checking, we offer our New Start Checking Account with unlimited check writing and a low monthly service fee. Call us at (800) 696-6009 to find out more.

Free Debit Mastercard gives you easy access

Get instant cash, make transfers, and shop at participating retailers with your Free Debit Mastercard card.

You can also access your account through our Anytime Branch Online Banking and Zipline Bank-by-Phone services, as well as through Direct Deposit of your pay or any other regularly occurring check.
Click here for more information.

Introducing Overdraft Privilege

Overdraft Privilege saves you the expense and embarrassment in the event of an inadvertent overdraft of your account. As long as you maintain your account in good standing, PPCU will pay your overdraft checks rather than return them back to the merchant unpaid. Click here for more information.

Get a VISA card

Our Visa features extra security features, purchase and security protection, and quick replacement if your card is lost or stolen.
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Apply For a Debit Card

Free with a PPCU Checking Account. Get convenient buying power wherever MasterCard is accepted.
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Become a Member

Becoming a member is easy! Apply online and get started with us today.
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balance financial fitness logo

Have a question about money, debt or credit management? Call Balance. It's free of charge for PPCU members.
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Apply for a Loan

Get a loan for almost anything!
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