credit union

Checking Accounts

Checking that gives you peace of mind

Our Secure Checking account offers you great value with many money-saving benefits, including identity theft protection:

  • Free Debit MasterCard®
  • Loan rate discounts
  • Interest-earning
  • Unlimited transactions
  • Unlimited check-writing
  • Person-to-Person Payment Services
  • Free Online Bill Pay
  • Overdraft Protection
  • Anytime Deposit - deposit checks using your mobile phone (coming soon)
  • IDProtect® - Identity Theft Protection Service

What is IDProtect®? Protect yourself and your eligible family members with our comprehensive Identity Theft Protection Service that includes credit file monitoring, 3-in-1 credit report, continuous monitoring of over 1,000 public databases, identity fraud expense reimbursement, fully managed resolution services, and more. IDProtect® offers you peace of mind knowing that you are protected for any identity fraud event, financial or otherwise, anywhere in the world even if the event has nothing to do with your account at Pacific Postal Credit Union.

Click here for more information on this important IDProtect benefit.

You get all these valuable benefits for only $4.95 per month.

To sign up for our Secure Checking account, complete and submit the application here. You will receive an information packet explaining how to activate your benefits.


If you already have Secure Checking, make certain you register and activate your IDProtect® benefits. Call us for a registration Access Code, then go to and click on “Not Registered Yet” button. Enter the Access Code and follow the simple step-by-step instructions to register and activate benefits. Or call (877) 610-7889 for assistance with registration and activation, or if you have questions.


Important Numbers for Secure Checking Members

  • Lost Credit Card Notification - Call 24 hours a day to report lost or stolen cards: (877) 610-7889
  • Need to file an identity fraud claim? If you have questions regarding the identity theft insurance or wish to file a claim under the Master Policy, call (877) 610-7889
  • To speak with an Identity Resolution Fraud Specialist: Call (877) 610-7889 M – F, 8:30am – 5pm, EST. After hours, call (877) 237-9602.

New Start Checking

For those who don't qualify for our Secure Checking, we offer our New Start Checking Account with unlimited check writing and a free debit MasterCard, all for a low monthly service fee. Call us at (800) 696-6009 to find out more.

Overdraft Privilege

Overdraft Privilege saves you the expense and embarrassment in the event of an inadvertent overdraft of your account. As long as you maintain your account in good standing, PPCU will pay your overdraft checks rather than return them back to the merchant unpaid. Click here for more information.

Get a VISA card

Our Visa features extra security features, purchase and security protection, and quick replacement if your card is lost or stolen.
More Info

Apply For a Debit Card

Free with a PPCU Checking Account. Get convenient buying power wherever MasterCard is accepted.
Apply Now!

Become a Member

Becoming a member is easy! Apply online and get started with us today.
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balance financial fitness logo

Have a question about money, debt or credit management? Call Balance. It's free of charge for PPCU members.
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Apply for a Loan

Get a loan for almost anything!
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