credit union

NEW! Home Equity Line of Credit (HELOC)

Own your home and need a low-cost loan? PPCU’s new Home Equity Line of Credit can help turn the equity in your home into cash that you can use for home improvement, college tuition, bill consolidation and more!

Our flexible new HELOC offers:

  • A special 3.99% APR* introductory rate for 12 months
  • Appraisal and loan costs waived up to $1,000*
  • Credit lines from $25,000 to $200,000
  • Low Interest-only payment option
  • Easy access to funds through online banking, bank-by-phone and in-branch services
  • No annual fees

Apply Online for your HELOC today or call our Mortgage Specialists at (877) 296-8728.

Special 3.99% APR* introductory rate offer ends September 30, 2018.

*APR = Annual Percentage Rate. The promotional rate of 3.99% APR is fixed for the first 12 months from the funding of your line of credit. Immediately following the introductory rate period, the rate will convert to the index value then in effect, plus/minus a margin based on credit rating. This rate will be variable thereafter, subject to change monthly based on the Prime Rate as published in The Wall Street Journal. Lowest rates are based on Prime minus 0.25%. The minimum rate is 4% APR (excluding the promotional rate) and the maximum rate is 18% APR. During the 10-year draw period, you may pay only the interest accrued on the balance monthly. After the draw period, the loan is then amortized over a payback period and you begin to pay the principal and interest monthly. The maximum Loan-to-Value (LTV) is 80% if your first mortgage is with PPCU, or 75%, if it is with another lender. All loans subject to credit approval. Other conditions and restrictions may apply. Call us for complete disclosure. Offer valid through September 30, 2018.

Get a VISA card

Our Visa features extra security features, purchase and security protection, and quick replacement if your card is lost or stolen.
More Info

Apply For a Debit Card

Free with a PPCU Checking Account. Get convenient buying power wherever MasterCard is accepted.
Apply Now!

Become a Member

Becoming a member is easy! Apply online and get started with us today.
Join Now

Apply for a Loan

Get a loan for almost anything!
Apply Now!