We understand the impact of the pandemic is weighing heavily on many. If you are experiencing financial hardship due to the coronavirus, you may now skip your payment for all loans for the next three months (April, May and June) with no fees. This includes Visa cards and Lines of Credit.
We will waive the $40 skip fee and any late fees. To skip your payment, log in to your account online and select the Skip-a-Pay option.
You must log in and request the Skip-a-Pay during each month that you need to skip a payment.
*Offer is subject to final approval by Pacific Postal Credit Union. The request must be received during the offer period of April 1-June 30, 2020, and on or before your payment is due. Skip-A-Pay offer applies to loans in good standing and excludes HELOC, GPS and mortgage loans. Other qualifications apply. If loan is held jointly, all owners must agree. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in the loan agreement, both during and after the deferral period. This means it will result in higher total finance charges and possibly a higher total number of payments than if made as originally scheduled. Therefore, extra payment(s) may/will have to be made after the loan would otherwise have been paid off. In all other respects, the provisions of the original agreement remain in full force and effect. Regularly scheduled payments will resume with the payment due during the month following the deferral. This may affect GAP coverage on your loan.