Don’t let worries about your budget keep you down. You can skip your vehicle and personal loan payments this November or December!

Free up room in your budget and use the extra money to:

  • Help pay for the holidays
  • Take a much-needed vacation
  • Add extra padding to your savings
  • Anything!

To skip your payment, simply log in to Online Banking, click on “Skip-a-Pay” and select the loan you wish to skip.

There is a $40 processing fee per loan skipped.* Interest on your loan will continue to accrue during the month your loan is skipped.


*Offer is subject to final approval by Pacific Postal Credit Union. The request must be received during the offer period of November 1-December 31, 2019, and on or before your payment is due. Only one payment per loan may be skipped during the offer period. Skip-a-Pay offer applies to loans in good standing and excludes Visa®, lines-of-credit, HELOC, GPS and mortgage loans. Other qualifications apply. The $40 fee per loan will be deducted from your account. If loan is held jointly, all owners must agree. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in the loan agreement, both during and after the deferral period. This means it will result in higher total finance charges and possibly a higher total number of payments, than if made as originally scheduled. Therefore, extra payment(s) may/will have to be made after the loan would otherwise have been paid off. In all other respects, the provisions of the original agreement remain in full force and effect. Regularly scheduled payments will resume with the payment due during the month following the deferral. This may affect GAP coverage on your loan.