Vehicle Loans

Loans for People On the Go

Whether you're headed for the freeway, the waterway, or the campground, we have the low-rate loans you'll need - including loans for new and used:

  • Cars, Trucks and Vans
  • RVs and Travel Trailers
  • Boats and Jet Skis
  • Motorcycles


We also offer first-time Auto Loans for young adults. No credit or co-signer required. Call our loan department at 800-696-6009 to learn more.

We offer

  • Competitive fixed rates
  • Flexible Terms - up to 84 months for cars, trucks, and vans, and up to 120 months for RVs and new boats
  • And in many cases, we'll finance up to 125% of the retail value

Insurance for Peace of Mind

Drive safe knowing you are protected with the variety of loan insurance options PPCU offers: Guaranteed Auto Protection (GAP), Mechanical Breakdown and Debt Protection.

  • Whether your car breaks down on the side of the road near your home, in another state, or in Canada, our Mechanical Breakdown Insurance (MBI) has you covered!
  • Avoid paying out of pocket! Guaranteed Auto Protection (GAP) can cover what your insurance won’t if your car is stolen or totaled in an accident.

DP (30 sec 720).mp4

  • Plan for the unexpected with Debt Protection, click on the image below to learn more:

DP (30 sec 720).mp4

Car Buying Resources for Members

Looking for a new or used car? We offer three options to help you streamline the car buying process and save money: Enterprise® Car Sales, AutoSMART and TrueCar.

  • Get a 1% rate discount on your qualifying loan rate when you purchase a car from Enterprise and fund with PPCU! Choose from thousands of recent-model, low-mileage cars, all backed by certified mechanics!
  • Use AutoSMART, to research, get quotes, compare, and get financing. 
  • TRUECar shows you what others paid, so you never overpay. And get guaranteed savings off MSRP on new cars without the need to haggle.