Unwrap a load of savings with our VISA® Credit Card!

Spend smarter with competitive fixed rates as low as 8.49% APRand more great benefits!!

PLUS, it’s our 90th birthday, and we want to celebrate YOU! You can qualify to win one of five $90 gift cards when you open a new credit card from us between July and August, and charge a minimum of $500 during by September 30, 20212

Money-saving benefits of our VISA Credit Card include:

  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • No foreign transaction fees
  • No hidden fees or charges
  • Credit limits as high as $10,000
  • Fixed rates as low as 8.49% APR1
  • Discounts on shopping, travel and so much more3
  • Option to pay with Apple Pay®
  • Extra security features, including toll-free customer service, alerts and quick replacement if card is lost or stolen
  • And more!


What are you waiting for?

1APR=Annual Percentage Rate. Not an offer of credit. All loans subject to credit approval. Your rate is determined by your credit profile and may differ from the rates quoted above.
2Promotion runs July 1, 2021 - September 30, 2021. Pacific Postal Credit Union $90 Gift Card Drawing Rules and Regulations: No purchase necessary to enter or win. Pacific Postal Credit Union’s (referred to as PPCU or Credit Union) prize drawing is open to individuals age 18 years or older. Void where prohibited or restricted by law. By participating, entrants agree to be bound by these official rules which exclusively govern all aspects of this campaign. To qualify for the $90 gift card drawing, Visa credit card must be opened during the period of July 2021-August 2021, and a minimum total of $500 must be charged to the card during the period of July 2021-September 2021. Offer subject to change. The Credit Union will randomly select five (5) winners and award each winner one (1) $90 gift card. PPCU, in our sole discretion, reserves the right to disqualify entries containing content that we deem inappropriate. The odds of becoming a winner depends on number of eligible entries. 
Prize acceptance is limited to eligible persons who are 18 years or older, U.S. residents, and members of PPCU. By submitting any entry you agree to be bound by these Official Rules. PPCU employees are not eligible to enter. All winners will be notified by PPCU. The winners will be selected by random drawing from among the eligible entrants received. The selection of the winners hereunder will be final. If any prize is unclaimed after 10 days of notice, an alternate winner will be chosen. No prize transfer or cash redemption. Income taxes and all other unspecified expenses are sole responsibility of winners. The prize will be awarded only if entrants comply with these Official Rules. No cash or other consideration will be paid. Void where prohibited by law. All federal, state, and local laws and regulations apply. 
The winner, members of any winner’s household, relatives and persons who use any prize awarded by the Credit Union, and such persons heirs, assigns, executors, and administrators release and exempt the Credit Union and its directors, officers, employees and agents from any and all claims, actions, demands, choices in action and damages which they have now or any time in the future arising from use of any prize, including personal injury or death. 
Pacific Postal Credit Union is not liable for lost, delayed, damaged, misdirected, illegible or incomplete entries or for theft or destruction or unauthorized access or alterations of entry materials, phone, electrical, network, computer, hardware, software program or transmission malfunctions, failures or difficulties. By participating, each entrant and winner waives any and all claims of liability against PPCU and its affiliates, officers, directors, employees, subsidiaries and agents for any personal injury or other loss which may occur from the conduct of or participation in the drawing or from the use of prize. Decisions of Pacific Postal Credit Union, regarding the drawing, are final. PPCU reserves the right, in its sole discretion, to cancel, modify, or suspend the campaign in whole or in part, for any reason. Contact: Pacific Postal Credit Union, 1040 Leigh Avenue, San Jose, CA 95126-4129

3Discounts on products and services are pre-negotiated offers through Visa and participating merchants. Terms and conditions apply. Go to https://usa.visa.com/en_us/visa-offers-and-perks/ for current Visa offers and details.