banner link

Secure, Money-Saving Services

PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.

New and Improved Online Banking Coming in April! 

We are excited to announce that in April we are bringing you a new online banking program with enhanced features that will make your day-to-day money management fast, easy and more secure. To ensure a smooth transition to the new system, please be certain we have your current contact information, including your email and mobile number. You can verify this by logging into online banking or visiting any branch. Stay tuned! We’ll be sending updates to you via email and post information here on our home page.

Save with TurboTax! 

Our Castro Valley Branch is Now Closed 

The Castro Valley branch is now permanently closed as of December 30. There are many other convenient ways to access your accounts including Online & Mobile Banking, Zipline Bank-by-Phone and ATMs. You can also make deposits and withdraw cash without a fee using a CO-OP ATM, and deposit checks using your smart phone. Our nearest branch at 480 Roland Way in Oakland will remain open to serve you.

Now You Can Change Your Debit Card PIN by Phone! 

Call (866) 762-0558 and follow the prompts.

Scam Alert! 

Some of our members are receiving calls from imposters stating they are from the IRS and claiming the members owe taxes that must be paid with gift cards such as iTunes and Best Buy. This type of call is a scam and you should not respond. The IRS does not ask for this type of payment.
More information >

Pay With Your PPCU Visa using Apple Pay 

ApplePay_Usage_BNR_468x75_ppcu2.gif
More information >

Good News! Costco Now Accepts PPCU Visa Cards 

You can now use your PPCU Visa at all Costco stores. Get great merchandise and exceptional prices, plus all the card benefits you now receive when you pay with your PPCU Visa. Don’t yet have our Classic Visa card?
More information >

Buy Discounted Entertainment Tickets at Any Branch 

Discounted admission tickets are available for purchase at all branches for the following theme parks and movie theaters.
More information >

Exciting Changes to Our Field of Membership! 

Now, anyone living in the household of a current member or a qualifying member can join PPCU. Read on to find out who is eligible for PPCU Membership.
More information >

Save 10% on Your Monthly Sprint Bill 

Don't Lose Your Credit Union Benefits - Click to Stop Taxation 

landscapegraphic13.jpg
More information >

Free ATM Access at many 7-Eleven, Costco and Bank of the West locations 

It's easy to get cash wherever you are without an ATM surcharge. Many terminals take deposits too. Look for the CO-OP logo.
More information >

Win 0% APR on your PPCU Loan 

Win a no-interest loan if your name is drawn in our monthly 0% APR* drawing.
More information >

Current Rates

New Auto Loans
1.99%APR
Used Auto Loans
2.49%APR
Personal Loan
9.25%APR
VISA
8.49%APR
1st Mortgage 30-yr Adj.
3.45%

Can't Pay Your Mortgage?


Click here for information about what to do if you are having trouble paying your current morgage.

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

Apply for a Loan

Get a loan for almost anything!
Apply Now!

Holiday Schedule


View Schedule

Newsletter

Get the latest Postal Express newsletter.
View newsletter

balance financial fitness logo

Have a question about money, debt or credit management? Call Balance at 888-456-2227 for professional and confidential money management information and counseling. It's free of charge for PPCU members.


More information

Early delinquency Intervention: Saving your home from foreclosure

There are many reasons homeowners face difficulty in making mortgage payments. Click here for information.