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Secure, Money-Saving Services

PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.

Special High-Yield CDs! Limited Time Offer! 

2.70% APY* for 2-Year Certificate of Deposit
2.25% APY* for 2-Year IRA Certificate of Deposit

To open your high-rate CD, visit any branch or call us today.
*APY-Annual Percentage Yield. Minimum deposit is $5K and Maximum deposit per account is $250K. New Money only. Offer valid for limited time.

Important Notice - Do You Deposit Checks Using our Mobile Deposit Feature? 

If yes, please note that due to a regulation change, effective July 1, 2018, you must endorse any check that you deposit using our Mobile Deposit service with written text that says "For mobile deposit only."

New Cell Phone Protection Benefit! 

Replacing your stolen or damaged cell phone can be costly. Now, Secure Checking account holders can receive at no charge up to $300 of Cellular Telephone Coverage to reimburse the cost of replacing or repairing your phone.
More information >

Try Our New Streamlined Log-In 

It’s faster and easier to access your account now that you can enter both your user name and password on a single screen. Click on the Log In button at the top of this page to get started.

Get Your Auto Loan Discounts 

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New! Purchase All Your Gift Card Needs at Any PPCU Branch 

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More information >

New Rewards for Scottie Savers 

It’s never too early to teach your kids the benefits of saving. PPCU’s Scottie Savers account rewards your children for depositing and saving money each month with an annual $10 cash bonus and a free movie ticket during their birthday month.
More information >

Added Security for Your Debit Card 

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More information >

Get a $100 Cash Reward! 

Sprint Credit Union Member Cash Rewards

Save On Movie and Theme Park Tickets 

Discounted admission tickets are available for purchase at all branches for the following theme parks and movie theaters. Pricing subject to change.
More information >

Want Free ATM Access? Go to 7-Eleven and Costco Locations 

It's easy to get cash wherever you are without an ATM surcharge. Many terminals take deposits too. Look for the CO-OP logo.
More information >

Current Rates

New Auto Loans
2.49%APR
Used Auto Loans
2.99%APR
Personal Loan
9.75% APR
VISA
8.49%APR
1st Mortgage 30-yr Adj.
3.83%

Can't Pay Your Mortgage?


Click here for information about what to do if you are having trouble paying your current mortgage.

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

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Get a loan for almost anything!
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