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Secure, Money-Saving Services

PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.

Refer and Win! 

Watch for Card Skimming 

Card skimming occurs when thieves download your card information using an illegal device that is attached to a card reader. To help prevent this from happening when using your credit and debit cards, be wary of card swipes that appear altered or have added devices.
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Exciting Changes to Our Field of Membership! 

Now, anyone living in the household of a current member or a qualifying member can join PPCU. Read on to find out who is eligible for PPCU Membership.
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Save 10% on Your Monthly Sprint Bill 

Sprint IIA Talk About Savings

Buy Theme Park and Movie Tickets 

Purchase discounted entertainment tickets at any of our branches for the following theme parks and movie theaters.
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Important Alert: Be Aware of a Fraudulent CO-OP Mobile Text Phishing Scam 

If you receive an automated SMS/text message from what appears to be CO-OP Mobile asking you to enter your account information (including your ATM PIN number), do not click on any links within the text messages or respond to these messages. CO-OP Mobile SMS/text Messages that are legitimate do not ask members for account information.
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Don't Lose Your Credit Union Benefits - Click to Stop Taxation 

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Free ATM Access at many 7-Eleven, Costco, Bank of the West and Walgreens locations 

It's easy to get cash wherever you are without an ATM surcharge. Many terminals take deposits too. Look for the CO-OP logo.
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Win 0% APR on your PPCU Loan 

Win a no-interest loan if your name is drawn in our monthly 0% APR* drawing.
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Current Rates

New Auto Loans
Used Auto Loans
Personal Loan
1st Mortgage 30-yr Adj.

Can't Pay Your Mortgage?

Click here for information about what to do if you are having trouble paying your current morgage.

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

Apply for a Loan

Get a loan for almost anything!
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balance financial fitness logo

Have a question about money, debt or credit management? Call Balance at 888-456-2227 for professional and confidential money management information and counseling. It's free of charge for PPCU members.

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Early delinquency Intervention: Saving your home from foreclosure

There are many reasons homeowners face difficulty in making mortgage payments. Click here for information.