Vehicle Loan Rates

Rates effective 09/21/2022
The Following Rate Discounts are Available!
Rates will be discounted ¼% with an active Secure Checking account or Silver Express account. Excludes Visa, Mortgage, and GPS loans. Get a 1% rate discount on your qualifying loan rate when you purchase a car from Enterprise and fund with PPCU!

Already have a quote from another lender?
Ask us about our Auto Loan Rate Match Program!
Loan Types/Terms APR*
Rates as low as
Maximum Limits
New Auto
24 - 60 Months 3.49% 125% of MSRP
61 - 72 Months 4.24% 125% of MSRP
73 - 84 Months 4.74% 125% of MSRP
New Auto GPS Loan
up to 60 months 18.49% 75% of MSRP, Maximum $25,000
Used Auto (last 8 model years)
24 - 60 Months 3.74% 120% of high book and <150k miles
61 - 72 Months 4.49% 120% of high book and <150k miles
73 - 84 Months 4.99% 120% of high book and <150k miles
Used Auto (older than 8 model years, max 20 years and <250k miles)
60 Months 6.24% 90% of high book
Used Auto GPS (last 8 model years)
60 months 18.49% 75% of High Book, Maximum $15,000 and <150K miles
New Auto for Young Adults (age 18-24)
up to 72 months 5.99% 125% of MSRP
Used Auto for Young Adults 18-24 (last 8 model years)
up to 72 months 6.74% 120% of high book and <150k miles
New Motorhomes
240 Months 5.24% 125% of MSRP
Used Motorhomes (last 8 model years)
240 months 5.94% 120% of high book and <150k miles
New Travel Trailer
120 Months 5.24% 125% of MSRP
Used Travel Trailer (last 6 model years)
240 Months 5.94% 120% of high book and <150k miles
New Motorcycle
72 Months 5.24% 125% of MSRP
Used Motorcycle (last 8 model years)
72 Months 5.94% 120% of high book
Used Motorcycle (older than 8 model years, max 15 years)
60 Months 6.25% 90% of high book