Consumer Loan Rates

Rates effective 07/01/2019
Rate Discounts Available! Rates will be discounted ¼% with an active Checking account or Silver Express account, and/or ¼% when you apply online using our online banking service. (Excludes Visa, Mortgage, and GPS loans).
Loan Types/Terms APR*
Rates as low as
Maximum Limits
VIP Plus Line
60 Months 9.75% $10,000
Personal Loan
60 Months 9.75% $15,000
Personal Loan for Young Adults age 18-24
36 Months 7.99% $1,000
Computer Loan for Young Adults age 18-24
up to 36 months 7.99% $1,500
Overdraft Line
Revolving 9.99% $2,500
Classic Visa
Revolving 8.49% $10,000
Secured VISA
Revolving 9.49% $7,500
Young Adult VISA (age 18-24)
Revolving 8.99% $1,000
Share Secured
120 Months 2.49% 100% of shares