Consumer Loan Rates

Rates effective 12/01/2022
Rate Discounts Available! Rates will be discounted ¼% with an active Secure Checking account or Silver Express account. Excludes Visa, Mortgage, and GPS loans.
Loan Types/Terms APR*
Rates as low as
Maximum Limits
VIP Plus Line
60 Months 8.75% $10,000
Personal Loan
60 Month 8.75% $15,000
Personal Loan for Young Adults age 18-24
36 Months 7.99% $1,000
Overdraft Line
Revolving 8.99% $2,500
Classic Visa
Revolving 8.49% $10,000
Secured VISA
Revolving 9.49% $7,500
Young Adult VISA (age 18-24)
Revolving 8.99% $1,000
Share Secured
120 Months 4.99% 100% of shares