Home Equity Line of Credit (HELOC)

Own your home and need a low-cost loan? PPCU’s Home Equity Line of Credit can help turn the equity in your home into cash that you can use for home improvement, college tuition, bill consolidation and more!

Our flexible HELOC offers:

  • Credit lines from $25,000 to $200,000
  • Low Interest-only payment option
  • Easy access to funds through online banking, bank-by-phone and in-branch services
  • No annual fees


Apply Online for your HELOC today or call our Mortgage Specialists at (877) 296-8728.

*APR = Annual Percentage Rate. Lowest rates are based on Prime minus 0.25%. The minimum rate is 4% APR (excluding the promotional rate) and the maximum rate is 18% APR. During the 10-year draw period, you may pay only the interest accrued on the balance monthly. After the draw period, the loan is then amortized over a payback period and you begin to pay the principal and interest monthly. The maximum Loan-to-Value (LTV) is 80% if your first mortgage is with PPCU, or 75%, if it is with another lender. All loans subject to credit approval. Other conditions and restrictions may apply. Call us for complete disclosure.